Property payment tool

Compare when the money is due, not only how attractive the plan sounds.

Enter the percentages shown in two offers to compare how much is concentrated before construction, during construction, at handover and afterward. The calculator does not assess developer risk, finance eligibility or investment performance.

Quick answer

Put both plans into the same four stages and make each total 100%. The comparison then shows how much cash is concentrated before handover, at handover and afterward without judging either project or publishing a price.

Last reviewed: 12 July 2026

Property amount is optional

Enter an amount from an offer to see indicative cash amounts beside the percentages. This tool contains no published project prices or live market data.

Plan details

Total: 100%

Plan details

Total: 100%

Compare timing before comparing slogans

Names such as flexible or post-handover can hide very different cash-flow patterns. Rebuild each offer using the booking or upfront amount, construction instalments, handover amount and post-handover instalments. Keep registration, finance, service and other charges separate.

An optional amount can be entered to translate percentages into indicative cash amounts. That number stays a visitor-entered calculation; it is not a listed price. The result CTA transfers only the percentage structure and comparison, not the optional property amount.

Questions the comparison should trigger

  • Which payments depend on milestones rather than dates?
  • Which charges sit outside the advertised plan?
  • Can the cash flow tolerate a delayed or early event?
  • Do contract remedies match the payment risk?

Cash-flow shape is only one decision factor

The calculator excludes finance cost, fees, taxes, exchange rates, returns, resale restrictions, developer risk and contract enforceability. A plan with less due early is not automatically safer or better.

Frequently asked questions

Does the calculator contain current Dubai project prices?

No. It contains no project price database. Any amount is entered by the visitor and used only for the on-screen calculation.

Why must each plan total 100%?

A common 100% basis prevents an incomplete plan from looking artificially lighter and makes stage-by-stage percentages comparable.

Is a post-handover plan always preferable?

No. Timing must be considered with the contract, project status, fees, financing, developer checks and the buyer's ability to pay.